Costco credit card review reddit In terms of considering this as a 4% Costco card - it isn't. Only get rebate on Costco gas purchases if using the Citi Costco Credit card (unless using another credit card that gives rebates on gas purchases). If your laptop is broken, you have to send it in to an authorized repair center to get an estimate for repair. My Costco Citibank is sock-drawered at the moment and has pretty much been relegated to a simple Gas card. If I only shopped at Costco on occasion I probably wouldn’t have gotten their card, in my case it’s pretty much the only show in town. The 2% Fidelity I think is another popular no-AF card. Please someone correct me if I'm wrong. Notable also is reportedly the venmo card is not always giving 3% back in store so again, sans boa i think my costco card is good for all gas + costco. But with the citi costco credit card, you DO get 4% on those gas purchases on the first $7000 of gas purchased within the given year (not 4% if getting gas at another membership-type-store though). I didn't have a Visa card (2% card is Mastercard, but have the Amazon Prime Visa which gives me an acceptable 1% at Costco), B. AF is steep at $400, but only $75 effective after $325 Dining and Travel credit. I only use it at Costco and for gas at Costco, but it's pretty decent on cash back at 2% for executive membership and 2% for the card. Oct 2, 2023 · In my case, Costco is one of two grocery stores near my house (all others being minimum 30min drive round trip) and Costco gas is $. Jun 20, 2022 · The card is just an added perc, although if I had BOA platinum status i would likely use that instead. 2% on Costco plus the 2% for my executive adds up as well. Pros: . I highly recommend. Also, it's nice to have the membership card and the credit card be the same. 4% on gas alone is excellent, and 3% on restaurants and travel can really add up for some great rewards. 60/gl cheaper than all the other gas stations, so I exclusively gas up there. Those two separate 2% (card 2%/executive 2%) stack, but that isn't an exclusive benefit to the Costco card. drove a less efficient car more miles, C. Thats really all i use it for but it amount’s to about 4-5k spend a year. was willing to juggling lots of cards, or D. The dynamics would probably change if A. The AOD FCU Visa would be effective 5% (3% on card, 2% executive). . bought enough at Costco to justify the executive membership. Pros: . Apr 8, 2022 · Years 2 & 3: iirc Costco has something through Allstate or some 3rd party warranty provider Years 4 & 5: You file with the credit card, who uses a service to process the warranty claim. In my opinion it has some of the best rewards for a no fee (other than needing a membership) credit card. It is convenient to have one card be both your membership and your payment method. com. US Bank Altitude Reserve is the GOAT Costco card with the unlimited 3x Mobile Wallet. This convenience extends to the digital membership (where the Costco Visa can be added for single scan of the barcode for membership and payment) and the gas station (where either tapping the physical costco visa or scanning the digital membership barcode w/ visa card added in app is membership + payment). The WF Active Cash Visa would be effective 4% (2% on card 2% executive). I use mine more than any other credit card by a long shot. I think it's 4% on gas. This card is 2% at Costco and Costco. It involves some leg work. tygzles nhks iwi wzbcp mjlqfy ios srvsnb ukghime yyaa twf